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Healthcare Reform

Healthcare Reform

Healthcare reform will affect how all employers provide and administer healthcare benefits, but employers remain unsure of whether the bill will help or hurt them. The Richards Group is committed to helping our clients analyze how the legislation will impact them as an employer – from a politically neutral perspective.  

Employers have a limited time to prepare for the first wave of changes, so it is critical that you understand the details of the legislation. To help employers determine how this landmark healthcare reform will affect their organizations, The Richards Group has made available a number of resources on this webpage. We also recognize that the legislation is subject to changing interpretations and that there will be a number of elections that occur before all of the healthcare reform bill has been implemented, so the impact to employers will evolve over time and this website will be updated to reflect the changing reality for employers.

For more information, please read about Affordable Care Act Tax Provisions on irs.gov.


Please click on a topic to download a pdf file for more information:

Health Care Reform Provides Tax Credits to Certain Small Businesses That
Offer Health Insurance

Understanding Local Healthcare Reform by Tom Scull   9.21.11

2012 Health Care Trend Survey

Plan Related Health Care Reform Provisions

Patient Protection and Affordable Care Act (PPACA)

National Association of Health Underwirters Timeline

Employer Mandate Flowchart

Small Business Health Care Tax Credit

Small Business Tax Credit Scenarios

Dependent Coverage Q&A

Early Retiree Coverage Fact Sheet

Clarifying Grandfathering under Health Care Reform

Health Care Reform Grid

IRS HSA Limits Unchanged